Policies

Purchases with Time Payments

•   Guns that are presently available for sale are identified on the web site, and all can be purchased with time payments.  If you have questions about a transaction at any time, please email us at charles@homesteadfirearms.com or call us 1-520-258-8287 to find out if the item that you are interested in is still available and the payment terms.
  
• All purchases made on a time-payment schedule require 25% down.  The buyer will need to have all payments made and the purchase finalized within four months, or the item will be re-listed for sale.  When an item is re-listed, all installment payments will be forfeited.
  
  
• Where possible, we will combine your purchases to reduce shipping costs.  There will, however, be a minimal shipping and handling fee for all items. 

Payment

• We NOW accept all major credit cards, (but not Pay Pal or Western Union money orders) for the time payments of guns.  Costs of the credit card companies are increasing, especially for the few that still approve the sale of firearms (e.g., PayPal will NO LONGER accept any payment of guns or payments for their working parts).  Last year, the most reasonable credit card company that we could find, charged us 6.5% for all of our transactions.   What we charge is the actual cost to us from the credit card company, and do apologize for this added cost but we must comply with the Credit Card company's fee schedule.
  
• We accept: --Cashier Checks or Money Orders from US banks. For all check, money order or cash orders there is a cash discount.   Buyers, especially those of the more expensive firearms, can save considerable money utilizing the Cashier Check or Money Order system of payment.
  
  
• We do prefer Cashier's checks for all purchased items, but we will accept Personal Checks.  However, once your final payment is received, the item purchased will not ship until your personal check has cleared payment, usually 5-10 business days.
  
  
• For all purchases finalized, but not claimed within one year of the original transaction, those payments and ownership of that item reverts back to Homestead Firearms, and the item will be re-listed for sale.